Why do I need a sofi account?

Having a SoFi account opens the door to other potentially valuable benefits, like rate discounts, financial planning services, exclusive event access and career advice. As with most online banks, there are no physical branch locations for in-person banking.

Does Sofi have a mobile app?

As an online-only bank, SoFi offers ways to keep tabs on your accounts wherever you are. SoFi members can access their accounts 24/7 through SoFi’s website or its highly-rated mobile app, available for iOS and Android. SoFi’s mobile app includes many standard mobile banking app features:

Does Sofi pay for out-of-network ATMs?

As mentioned earlier, SoFi partners with the Allpoint ATM network to offer customers fee-free access to more than 55,000 ATMs worldwide. SoFi doesn’t reimburse fees charged by out-of-network ATMs. While most of your banking with SoFi can be done on your own, you have access to help when you need it or have questions.

Who is Sofi Securities LLC?

SoFi Securities LLC is an affiliate of SoFi Bank, N.A. You will need to maintain a qualifying Direct Deposit every month with SoFi Checking and Savings in order to continue to receive this promotional cash back rate. Qualifying Direct Deposits are defined as deposits from enrolled member’s employer, payroll, or benefits provider via ACH deposit.